- In each of the three african partner countries different locations are chosen for the household survey
- About half of the interviewed households are members of the partner organisations, the other participants serve as control group
- The questionnaire focuses on topics like utilization of health care services, maternity care, socioeconomic status, ability and willingness to pay for health insurance products, risk aversion and other important issues related to the implementation of micro health insurance
- Similarities in the methodological aspects of the household survey face very different initial situations in Botswana, Ghana and Malawi
- The focus of research in Malawi is set on the possibilities of supply of micro health insurance products by micro finance institutions as there are currently no micro health insurance schemes working
- Mainly commercial health insurance schemes are working in Botswana which have problems to reach a large number of poor people, hence the analysis of demand and the extension towards poor segments of the population is focused in Botswana
- The initial situation in Ghana is characterised by the establishment of a public social health insurance system on the basis of mutual health organisations in the last five years (for more information on this intent please see the Ghana Special)
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